Cash for Declines
Starter Advance Program

1st Merchant Funding is America's Largest Funding Source for bad credit business loans alternative. Merchants with bad credit are now eligible for our flagship starter merchant cash advance program and can obtain instant approvals by calling 1-866-710-BANK (2265). With the original Cash for Decline program you can now secure the cash you are looking for by beginning with a starter advance and increasing your advance amount upon each renewal. The goal is to build up a healthy transaction history that will qualify you for a traditional merchant cash advance. You can view our Cash4Declines Instant Approval calculator to see how much you qualify by clicking here.

First Data Merchant Cash Advance's are now available as well to all First Data Merchants and First Data ISO's. Our recent partnership with First Data allows for split funding on First Data Merchants! If you are a First Data Agent looking to secure merchant cash advances for your First Data merchant portfolio please contact our First Data Merchant Cash Advance department at 1-866-710-2265 Option 3.

If you are an agent looking to get your declined business funded, please contact our ISO Department by calling 866-710-BANK.

Merchant Cash Advance Program

business cash advance! You can get approved for a merchant cash advance within 24 hours! It can take months when applying for a traditional bank loan.. If your business or restaurant needs working capital quickly, 1st Merchant Funding can provide your business with immediate capital. A merchant cash advance is not a loan, it's an advance against your future credit card receivables. To qualify for a merchant cash advance or restaurant financing simply apply now for to receive merchant funding. Also reference the Merchant Cash Advance Forums for best practices, resources, and 1st Merchant Funding as an official forum sponsor. Get Started today by calling 866-710-2265 or filling out our online application.