Small Business Loans

1st Merchant Funding serves the unique financial needs of small and mid-sized businesses. As a leading direct provider of business cash advance services, we understand your need to access business funding quickly to keep your business strong and successful.

1st Merchant Funding is your best source for immediate working capital when you need additional cash to grow, expand, support a seasonal trend, or pay off debt. Whether you're looking for convenience working capital to quickly meet an urgent business need or you've been declined by your local bank, our merchant cash advance is an ideal alternative to a small business loan.

Our merchant cash advance service works by simply converting your future credit card receivables to cash. We advance you cash now and you repay us with a small percentage of your daily credit card transactions. We can approve and fund your business with the cash it needs, up to $250,000, in less than 7 days.

By providing an alternative to a small business loan, we offer these unique benefits that are important to your business:

• No personal guarantees
• No Liens Or Collateral
• No Fixed Payment Schedule
• No Business Use Restrictions
• Over 80% of our merchants are Approved and Funded within 1 week.
• Apply In Less Than 3 Minutes
• No Complicated Paperwork

Our financial service is simple and fast. We are constantly striving to provide you with best-in-class small business cash advance services as we support your business needs.

Find out how much you qualify for by talking with one of our expert Financial Services Account Executives.

We take pride in providing professional financial advice and specialize in funding merchants with less than perfect credit. We look forward to helping you build your business.