Get up to $250,000 in cash to grow your small business

Online approval in minutes. Get cash in one business day. Flexible terms, no hassles.


Mission Statement

Small Business Financing Experts

10,000+ businesses funded since 2007

Why do banks give small business owners such a hard time when you need funding to grow your business? There’s the paperwork, questions, and endless delays.

Skip the runaround…

We’re experts in small business finance, so we can review your online application in just a few minutes, show you customized and flexible financing options, approve your application, and put cash into your bank account as quickly as one business day.

Learn more

It’s your business that counts
Not just a credit score.

1st Merchant Funding disrupted the entire industry in 2007. That’s when we were first to eliminate high credit score minimums to qualify for small business funding.

While banks focus on your personal credit, we know it’s your business revenue and cash flow that matter most.

Whether you need financing for a few weeks or months or longer, we offer flexible repayment plans based on your revenues or credit card receipts so payments best match your cash flow.

How it works: Learn more

Mission Statement

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Get Started. Free - no obligation.

By signing up, you are indicating that you have read and agree to the Terms of Use.

Grow your business…

Get up to $250,000 cash for:

  • More working capital
  • Buying inventory
  • New equipment
  • Construction and renovation
  • New locations
  • Meeting seasonal needs
  • Expanding operations
  • Hiring more staff
  • Advertising and promotion
  • Almost any other need
Grow your business...

No delays, no hassles – quick & easy

  • Apply online now
  • No application fee, no obligation
  • Transparent rates
  • Flexible payment options
  • Qualify in minutes
  • Same-day or next-day funding
  • Not solely based on business owners personal credit score
  • No personal collateral required

Why 1st Merchant Funding


10,000+ businesses funded since 2007.

More than $100 million in financing provided.


First company in our industry to rank on the Inc. 500 list


We’ve helped finance 10,000+ small businesses, including:

  • Restaurants

  • Service Providers

  • E-commerce Businesses

  • Retailers

  • Contractors

  • Mail Order Companies

And many, many more ….

Qualify in minutes for up to $250,000.

Qualify in minutes for up to $250,000.

Get cash as quickly as one business day

Get cash as quickly as one business day

Sign up Free

See your funding options.
Free sign up. No obligation.

By signing up, you are indicating that you have read and agree to the Terms of Use.

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